recent posts Are You A Real Estate Investor... Posted by yourmortgageplanner on 01 2nd, 2009
Are you a Real Estate Investor or a Speculator? If you follow these items you too can make moves with the best of them! (to view a Real Estate Investment analysis click copy-of-fmrrworksheet) Determine Level of Liquidity - liquidity is the ability...
Did You Miss the Low Mortgage ...
Did You Miss the Low Mortgage Rate Bus
Posted by yourmortgageplanner on 12 19th, 2008
Don’t worry if you did, they will come back? Maybe? If market analysis tells us anything; the individuals who play in the market are creatures of habit.  Given we are headed into a weekend coupled with a Holiday shortened week; we could see the...
Mortgage Rates December 17, 20...
Mortgage Rates December 17, 2008 EOB
Posted by admin on 12 17th, 2008
What a day. After the FEDs Historic announcement yesterday, MBS acted in proper fashion and started there advance toward never before seen territory.  At one point today (12/17/2008) we witnessed rates reach as LOW as 4.5% (on lender rate sheets). ...
Mortgage Rates December 17, 20...
Mortgage Rates December 17, 2008
Posted by admin on 12 17th, 2008
Interest rates change constantly, but it is important to know that rates are cyclical. If rates are currently at historical lows then we know there is a strong probability rates will go up again, and vice versa. Certain economic indicators such as...
FED Cuts Rate To ZERO...
FED Cuts Rate To ZERO
Posted by yourmortgageplanner on 12 16th, 2008
The Fed has taken Historic Action and has established a Target Range vs. a Flat Rate. Target range for the federal funds rate of 0 to 1/4 percent. (This should be interesting for Prime? Credit and Money is NOW Cheep. Didn’t we do this in 2001-2003?) Given...
Mortgage Rates December 15, 20...
Mortgage Rates December 15, 2008
Posted by yourmortgageplanner on 12 15th, 2008
Today the 5% FNMA 30 YR lost 19bp in preparation for the Federal Reserve announcement.  We will most likely see a loss of 18bp, although the loss could be greater with the possibility of Mortgage Rates moving from the current 5% par to 5.25%-5.375%. You...
recent from Mortgage Rates Mortgage Rates December 17, 2008 EOB Mortgage Rates December 17, 2008 EOB
What a day. After the FEDs Historic announcement yesterday, MBS acted in proper fashion and started there advance toward never before seen territory.  At one point today (12/17/2008) we witnessed rates reach as LOW as 4.5% (on lender rate sheets).  The party didn’t last long for the 30 YR FNMA 4.5%....
recent from First Time HomeBuyer Why You Should Rent And Pay My Mortgage Why You Should Rent And Pay My Mortgage
Rent vs. Own Now more than ever is the best time to Purchase a home in U.S. history! You may ask why, think I am crazy or just writing this post due to the fact my job revolves around assisting individuals in the process of purchasing their home. As a homeowner you will reap many emotional, financial...
recent from FHA Why You Should Rent And Pay My Mortgage Why You Should Rent And Pay My Mortgage
Rent vs. Own Now more than ever is the best time to Purchase a home in U.S. history! You may ask why, think I am crazy or just writing this post due to the fact my job revolves around assisting individuals in the process of purchasing their home. As a homeowner you will reap many emotional, financial...
recent from Financial Awareness Are You A Real Estate Investor Or A Speculator?
Are you a Real Estate Investor or a Speculator? If you follow these items you too can make moves with the best of them! (to view a Real Estate Investment analysis click copy-of-fmrrworksheet) Determine Level of Liquidity - liquidity is the ability to quickly convert an investment into cash, without...